Shape Up Your
Financial Future
Protect what you’ve built, cut tax impact, and create dependable
retirement income for lifelong financial security.
Today’s Planning Reality
Longer lifespans, rising costs, and taxes can quietly chip away at what you’ve built. Elite Wealth LLC helps adults 25+ and families protect assets today and lay out a path to steady, tax-efficient income when you stop working.
You’ll see options in writing—what they do, what they cost, and how they support lifelong financial security—so you can make clear, no-pressure decisions that fit your plans.
Our Approach
Understand
your goals, budget, and priorities.
Outline
carrier options with pricing
and fit, in writing.
Implement
coverage and review
it as life changes.
Coverage Options
Protection‑first, tax‑aware building blocks that can create confidence today and income later.
Coverage Options
Cost‑effective protection for income and mortgage needs over a set period.
Whole Life
Lifelong coverage with guaranteed death benefit and cash‑value accumulation.
Indexed Universal Life (IUL)
Flexible protection with index‑linked interest credits; not market investing (caps/participation/spreads apply).
Annuities
Convert savings into predictable, contract-based income now or later.
Term Insurance
Straightforward coverage for a set term; lock in a death benefit to help protect income, debts, and family goals.
Final Expense
Simple, permanent coverage to help loved ones handle funeral and final costs.
Disclosure:
Policy guarantees are backed by the issuing insurer’s claims-paying ability. Loans and withdrawals reduce cash value and death benefit and may have tax consequences. Features and availability vary by carrier and state.
Why Elite Wealth LLC
Licensed insurance professional
Protection‑first, tax‑efficient planning
Written options before you decide
Responsive and easy to reach
Ready to Review Your Coverage Options?
Get clear, written choices—no pressure, just facts.
Advice You Can Rely On
Ivory Neal brings the steadiness of a licensed professional who’s spent his career guiding working Americans through protection decisions. He focuses on outcomes, keeping what you’ve built safe and assisting in shaping your income for the years ahead.
State-Regulated Benefits Coordinator
Ivory serves as a State-Regulated Benefits Coordinator with the National Senior Burial Benefits Program (NSBBP), helping seniors and families understand final-expense coverage options, eligibility, and costs. Clients rely on his measured judgment, clear perspective, and the safeguards that come with state regulation.
What Clients Appreciate
“Clear guidance and zero pressure. We finally understand our choices and costs.”
“Professional, responsive, and thorough. Elite Wealth LLC explained my coverage in a way that made sense.
“Helpful from first call to policy issue. Thanks for making us feel protected and confident.”
Common Questions
Am I eligible for these services?
Generally, we work with adults 25+ and families seeking protection and retirement income. Eligibility and fit depend on goals, budget, and availability. We provide written options so you can decide.
Do you give tax or investment advice?
No. Elite Wealth LLC is an insurance agency. We do not provide investment, legal, or tax advice. For those areas, please consult your tax professional or a licensed investment professional.
How do these options work?
We start with protection, then structure tax-aware income for retirement. You’ll get written choices explaining what each option does and costs, so decisions are clear and aligned to goals.
How are premiums determined?
Premiums depend on coverage amount, policy type, and your situation. We provide written options with pricing and trade-offs so you can compare what fits your goals and budget.
How long does it take to get coverage?
Timelines vary by product and your situation. We set expectations upfront, outline the steps in writing, and guide the process from application to issue and review.
Are benefits guaranteed?
Policy guarantees depend on the issuing insurer’s claims-paying ability. Features and terms vary by product. We clarify what is guaranteed and what isn’t before you decide.
Build Your Retirement Plan With Confidence
Request your Insurance Options Review. We’ll reply with simple next steps and available times.
6808 University Ave, STE 108‑1136
Middleton, WI 53562
Disclaimer: Elite Wealth LLC is a licensed insurance agency. We do not provide investment, legal, or tax advice. Guarantees are subject to the claims‑paying ability of the issuing insurer. Products and features vary by carrier and state.